West Texas State Bank
1901 26th Street
Snyder, Texas 79549
P: (325) 573-5441
F: (325) 573-1136
Email the Bank Lobby Hours
M-F: 9 a.m. to 3 p.m. Drive-Thru Hours
M-F: 8 a.m. to 5 p.m. West Texas State Bank
Rowena Branch
211 Edwards Street
Rowena, Texas 76875
P: (325) 442-2511
F: (325) 573-1136
Email the Bank Lobby Hours
M-F: 9 a.m. to 3 p.m.
1901 26th Street
Snyder, Texas 79549
P: (325) 573-5441
F: (325) 573-1136
Email the Bank Lobby Hours
M-F: 9 a.m. to 3 p.m. Drive-Thru Hours
M-F: 8 a.m. to 5 p.m. West Texas State Bank
Rowena Branch
211 Edwards Street
Rowena, Texas 76875
P: (325) 442-2511
F: (325) 573-1136
Email the Bank Lobby Hours
M-F: 9 a.m. to 3 p.m.

Personal Banking Products
|
Product Name |
Opening Deposit & Balance for Rate |
Annual Percentage Yield |
Interest Rate |
|---|---|---|---|
| Best of West Checking | $500 | 0.05% | 0.05% |
| Regular Savings Account | $50 | 0.10% | 0.10% |
| Money Market Account | $2,500 - $500,000 | 0.10% - 0.15% | 0.10% - 0.15% |
| Super NOW Account | $2,500 | 0.05% | 0.05% |
Checking Accounts for Senior Citizens (age 65 or more)
- No service charges
- Free checks
- Free deposit tickets
- Free direct deposit
- Visa Debit Card available.
- Disclosure statements available on request
Interest Bearing Checking Accounts
- See rates on rate page
- Unlimited check writing free to obtain the annual percentage yield as disclosed on the rate page the collected balance must be $2,500 or more
- Visa Debit Cards available
- Disclosure statements available on request
Money Market Accounts
- See rates on rate page
- Six checks to third parties are allowed
- Visa Debit Cards available
- Disclosure statements available on request
Interest rates on interest bearing checking account are variable and are subject to change daily.
Certificates of Deposits
|
Product Name |
Opening Deposit & Balance for Rate |
Annual Percentage Yield |
Interest Rate |
|---|---|---|---|
| 3 Month | $1,000 | 0.10% | 0.10% |
| 6 Month | $1,000 | 0.25% | 0.25% |
| 12 Month | $1,000 | 0.35% | 0.35% |
| 18 Month | $1,000 | 0.40% | 0.40% |
| 24 Month | $1,000 | 0.50% | 0.50% |
| 30 Month | $1,000 | 0.60% | 0.60% |
| 60 Month | $1,000 | 0.75% | 0.75% |
| 18 Month IRA | $100 | 0.50% | 0.50% |
- All Certificates of Deposit are subject to an early withdrawal penalty.
- Interest payable monthly, quarterly, semi-annual, annual or at maturity.
- Interest payable by deposit or check.
- Fees and withdrawals could reduce the earnings on accounts.




